DIRECT REIMBURSEMENT

SEE ANY DENTIST/DENTAL SPECIALIST & HAVE VISIT COVERED

√ YES 

√ YES 

⊗ NO 

⊗ NO 

_____Yes

_____No

COMPLETE CONTROL OVER BENEFIT DESIGN & COSTS

√ YES 

⊗ NO 

⊗ NO 

⊗ NO 

_____Yes

_____No

90% OF DENTAL BENEFIT DOLLARS GO TO ACTUAL CARE FOR EMPLOYEES

√ YES 

⊗ NO 

⊗ NO 

⊗ NO 

_____Yes

_____No

ANY DENTAL PROCEDURE COVERED BY PLAN UP TO THE ANNUAL $ MAXIMUM

√ YES 

⊗ NO 

⊗ NO 

⊗ NO 

_____Yes

_____No

PRE-EXISTING CONDITIONS COVERED

√ YES 

⊗ NO 

⊗ NO 

⊗ NO 

_____Yes

_____No

EMPLOYEE CAN HAVE DENTAL PROCEDURE  WITHOUT PRE-AUTH (NO-DELAYS)

√ YES 

_____Yes

_____No

DOLLARS PREVIOUSLY SPENT FOR PREMIUMS STAY IN EMPLOYER’S ACCOUNT & CAN EARN INTEREST

√ YES 

⊗ NO 

⊗ NO 

⊗ NO 

_____Yes

_____No

ALL MONIES REMAIN IN LOCAL COMMUNITY

√ YES 

_____Yes

_____No